{"id":821,"date":"2026-07-01T17:08:00","date_gmt":"2026-07-01T17:08:00","guid":{"rendered":"https:\/\/inspeccion360.co\/?p=821"},"modified":"2026-07-20T20:57:58","modified_gmt":"2026-07-20T20:57:58","slug":"formas-efectivas-de-reducir-un-credito-hipotecario","status":"publish","type":"post","link":"https:\/\/inspeccion360.co\/en\/blog\/formas-efectivas-de-reducir-un-credito-hipotecario\/","title":{"rendered":"5 formas efectivas de reducir un cr\u00e9dito hipotecario y ahorrar millones"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"821\" class=\"elementor elementor-821\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3450352b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3450352b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65123edf\" data-id=\"65123edf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54e31f96 elementor-widget elementor-widget-image\" data-id=\"54e31f96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"724\" height=\"443\" src=\"https:\/\/inspeccion360.co\/wp-content\/uploads\/2026\/06\/formas-efectivas-de-reducir-un-credito-hipotecario-1.jpg\" class=\"attachment-large size-large wp-image-823\" alt=\"formas efectivas de reducir un cr\u00e9dito hipotecario\" srcset=\"https:\/\/inspeccion360.co\/wp-content\/uploads\/2026\/06\/formas-efectivas-de-reducir-un-credito-hipotecario-1.jpg 724w, https:\/\/inspeccion360.co\/wp-content\/uploads\/2026\/06\/formas-efectivas-de-reducir-un-credito-hipotecario-1-300x184.jpg 300w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53ab5f79 elementor-widget elementor-widget-table-of-contents\" data-id=\"53ab5f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h4&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTabla de Contenidos\t\t\t<\/h4>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__53ab5f79\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d60bdb elementor-widget elementor-widget-text-editor\" data-id=\"7d60bdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si tienes un pr\u00e9stamo para vivienda, seguro te has preguntado \u00bfc\u00f3mo reducir un cr\u00e9dito hipotecario para pagar menos intereses y salir de la deuda antes de tiempo?. La buena noticia es que hay estrategias que funcionan, y hoy en <span style=\"text-decoration: underline;\"><a href=\"https:\/\/inspeccion360.co\/\"><span style=\"color: #0095df; text-decoration: underline;\">Inspecci\u00f3n 360<\/span><\/a><\/span> te vamos a explicar de forma sencilla y amigable las <strong>5 m\u00e1s efectivas<\/strong>, con ejemplos reales para que veas c\u00f3mo otras personas han ahorrado tiempo y dinero en su hipoteca.&nbsp;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-634d4d2f elementor-widget elementor-widget-html\" data-id=\"634d4d2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .aviso-destacado {\n    font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif;\n    color: #6A6569;\n    background: rgba(253, 98, 0, 0.08);\n    border: 2px solid #FD6200;\n    border-radius: 12px;\n    padding: 1rem 1.25rem;\n    margin: 1.5rem 0;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.05);\n    position: relative;\n  }\n\n  .aviso-destacado::before {\n    content: \"\u2696\ufe0f Aviso legal\";\n    display: block;\n    font-weight: 700;\n    color: #FD6200;\n    margin-bottom: .5rem;\n    font-size: 1rem;\n  }\n\n  .aviso-destacado a {\n    color: #FD6200;\n    font-weight: 600;\n    text-decoration: none;\n  }\n\n  .aviso-destacado a:hover {\n    text-decoration: underline;\n  }\n<\/style>\n\n<div class=\"aviso-destacado\">\n  Antes de comenzar, <a href=\"https:\/\/inspeccion360.co\/\" target=\"_blank\" rel=\"noopener\">Inspecci\u00f3n 360<\/a> aclara que estas formas de reducci\u00f3n de cr\u00e9dito hipotecario est\u00e1n respaldadas por la <a href=\"https:\/\/www.funcionpublica.gov.co\/eva\/gestornormativo\/norma.php?i=180\" target=\"_blank\" rel=\"noopener\">Ley de Vivienda 546 de 1999<\/a>.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74b7c148 elementor-widget elementor-widget-spacer\" data-id=\"74b7c148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25ce8b1b elementor-widget elementor-widget-text-editor\" data-id=\"25ce8b1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>1. ABONO INTELIGENTE A CAPITAL<\/h4><p>El <span style=\"text-decoration: underline;\"><span style=\"color: #0095df; text-decoration: underline;\"><a style=\"color: #0095df; text-decoration: underline;\" href=\"https:\/\/miprimeracasa.co\/reducir-credito-hipotecario\/abono-inteligente-a-capital\/\" target=\"_blank\" rel=\"noopener\">abono inteligente a capital<\/a><\/span><\/span> es una de las formas m\u00e1s poderosas para reducir tu cr\u00e9dito hipotecario. Consiste en hacer pagos adicionales directamente al capital de tu pr\u00e9stamo, lo que disminuye el saldo principal y, por ende, los intereses que pagar\u00e1s a largo plazo.<\/p><p>Puedes usar ingresos extras, como bonos, aguinaldos o ahorros, para hacer estos abonos. La clave es confirmar con tu banco que el pago se aplique al capital y decidir si prefieres reducir el plazo (terminar antes) o la cuota mensual (pagar menos cada mes).\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-680bd96 elementor-widget elementor-widget-html\" data-id=\"680bd96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .ejemplo-practico {\n    font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif;\n    color: #6A6569;\n    background-color: #fff;\n    border-left: 4px solid #FD6200;\n    padding: 1rem 1.25rem;\n    margin: 1.5rem 0;\n    line-height: 1.6;\n    border-radius: 8px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.04);\n  }\n  .ejemplo-practico strong {\n    color: #FD6200;\n  }\n<\/style>\n\n<div class=\"ejemplo-practico\">\n  <strong>Ejemplo pr\u00e1ctico:<\/strong> Ana tiene un cr\u00e9dito hipotecario de <strong>150.000.000<\/strong> de pesos a <strong>240 cuotas<\/strong> (20 a\u00f1os) con una tasa de inter\u00e9s del <strong>10% anual<\/strong>. Su cuota mensual es de aproximadamente <strong>1.447.000<\/strong> pesos.  \n  Ana us\u00f3 un bono de <strong>5.000.000<\/strong> de pesos para un abono a capital, reduciendo el saldo principal. Esto acort\u00f3 su cr\u00e9dito en <strong>24 cuotas<\/strong> (2 a\u00f1os) y le ahorr\u00f3 cerca de <strong>15.000.000<\/strong> de pesos en intereses.  \n  \u00a1Ahora terminar\u00e1 de pagar en <strong>18 a\u00f1os<\/strong> en lugar de 20!\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ee91b7d elementor-widget elementor-widget-spacer\" data-id=\"2ee91b7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-628ddb46 elementor-widget elementor-widget-text-editor\" data-id=\"628ddb46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>2. ENDOSO DE SEGUROS<\/h4><p>El <span style=\"text-decoration: underline; color: #0095df;\"><a style=\"color: #0095df; text-decoration: underline;\" href=\"https:\/\/miprimeracasa.co\/reducir-credito-hipotecario\/endoso-de-seguros-hipotecarios\/\" target=\"_blank\" rel=\"noopener\">endoso de seguros<\/a><\/span> es un truco poco conocido pero s\u00faper efectivo para reducir tu hipoteca. Cuando firmas un cr\u00e9dito hipotecario, el banco exige seguros (como vida, incendio o terremoto) que se suman a tu cuota mensual. Sin embargo, puedes elegir una aseguradora m\u00e1s econ\u00f3mica y \u201cendosar\u201d (asignar) esa p\u00f3liza al banco, siempre que cumpla con los requisitos. Esto puede reducir el costo de los seguros hasta en un 40%, bajando tu cuota sin afectar la protecci\u00f3n de tu hogar.<\/p><p>Solo necesitas <span style=\"text-decoration: underline;\"><a href=\"https:\/\/miprimeracasa.co\/reducir-credito-hipotecario\/broker-de-seguros\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0095df; text-decoration: underline;\">cotizar con un br\u00f3ker de seguros<\/span><\/a><\/span>, comparar precios y tramitar el endoso con tu banco. Es una forma sencilla de ahorrar sin complicaciones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7588cf elementor-widget elementor-widget-html\" data-id=\"7588cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .ejemplo-practico {\n    font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif;\n    color: #6A6569;\n    background-color: #fff;\n    border-left: 4px solid #FD6200;\n    padding: 1rem 1.25rem;\n    margin: 1.5rem 0;\n    line-height: 1.6;\n    border-radius: 8px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.04);\n  }\n  .ejemplo-practico strong {\n    color: #FD6200;\n  }\n<\/style>\n\n<div class=\"ejemplo-practico\">\n  <strong>Ejemplo pr\u00e1ctico:<\/strong> Juan, un ingeniero con un cr\u00e9dito hipotecario de <strong>150.000.000<\/strong> de pesos a <strong>240 cuotas<\/strong>, pagaba <strong>150.000<\/strong> pesos al mes por seguros dentro de su cuota.  \n  Al endosar los seguros a una aseguradora m\u00e1s barata, redujo ese costo a <strong>60.000<\/strong> pesos mensuales. Esto le ahorr\u00f3 <strong>90.000<\/strong> pesos al mes, sumando <strong>21.600.000<\/strong> de pesos en 20 a\u00f1os.  \n  Con ese ahorro, hizo abonos extras y acort\u00f3 su deuda en <strong>12 cuotas<\/strong> (1 a\u00f1o).\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5224fcf elementor-widget elementor-widget-image\" data-id=\"5224fcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"724\" height=\"443\" src=\"https:\/\/inspeccion360.co\/wp-content\/uploads\/2026\/06\/formas-efectivas-de-reducir-un-credito-hipotecario-2.jpg\" class=\"attachment-large size-large wp-image-824\" alt=\"formas efectivas de reducir un cr\u00e9dito hipotecario\" srcset=\"https:\/\/inspeccion360.co\/wp-content\/uploads\/2026\/06\/formas-efectivas-de-reducir-un-credito-hipotecario-2.jpg 724w, https:\/\/inspeccion360.co\/wp-content\/uploads\/2026\/06\/formas-efectivas-de-reducir-un-credito-hipotecario-2-300x184.jpg 300w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc728c7 elementor-widget elementor-widget-spacer\" data-id=\"bc728c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca20f4e elementor-widget elementor-widget-html\" data-id=\"ca20f4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n    <meta charset=\"UTF-8\">\n    <title>Banner para promocionar el simulador de abono inteligente a capital<\/title>\n    <style>\n        .banner-credito {\n            background-color: #242424 !important;\n            color: #fff !important;\n            border-radius: 0.75rem !important;\n            display: flex !important;\n            justify-content: space-between !important;\n            align-items: center !important;\n            padding: 1.5rem 2rem !important;\n            max-width: 900px !important;\n            margin: 20px auto !important;\n            gap: 1.5rem !important;\n            box-shadow: 0 4px 12px rgba(0,0,0,0.15) !important;\n            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif !important;\n        }\n        \n        .banner-credito * {\n            box-sizing: border-box !important;\n        }\n        \n        .banner-content {\n            flex: 1 !important;\n        }\n        \n        .banner-credito .banner-title {\n            font-size: 1.3rem !important;\n            font-weight: bold !important;\n            color: #FD6200 !important;\n            margin: 0 0 0.5rem 0 !important;\n            line-height: 1.3 !important;\n        }\n        \n        .banner-credito .banner-text {\n            font-size: 0.95rem !important;\n            line-height: 1.4 !important;\n            color: #ddd !important;\n            margin: 0 !important;\n        }\n        \n        .banner-credito .banner-text strong {\n            color: #fff !important;\n        }\n        \n        .banner-credito .banner-cta {\n            background-color: #FD6200 !important;\n            color: #fff !important;\n            text-decoration: none !important;\n            padding: 0.7rem 1.2rem !important;\n            border-radius: 0.5rem !important;\n            font-weight: bold !important;\n            white-space: nowrap !important;\n            transition: all 0.2s ease !important;\n            font-size: 0.95rem !important;\n            text-transform: uppercase !important;\n            border: none !important;\n        }\n        \n        .banner-credito .banner-cta:hover {\n            background-color: #e45600 !important;\n            transform: translateY(-1px) !important;\n            box-shadow: 0 4px 8px rgba(253, 98, 0, 0.3) !important;\n            color: #fff !important;\n            text-decoration: none !important;\n        }\n        \n        .banner-credito .banner-cta:visited {\n            color: #fff !important;\n        }\n        \n        .banner-credito .banner-cta:focus {\n            color: #fff !important;\n            outline: 2px solid #FD6200 !important;\n            outline-offset: 2px !important;\n        }\n        \n        .banner-credito .banner-cta:active {\n            transform: translateY(0) !important;\n        }\n        \n        @media (max-width: 700px) {\n            .banner-credito {\n                flex-direction: column !important;\n                align-items: flex-start !important;\n                text-align: center !important;\n            }\n            \n            .banner-credito .banner-cta {\n                align-self: center !important;\n                margin-top: 0.5rem !important;\n            }\n            \n            .banner-credito .banner-title {\n                font-size: 1.2rem !important;\n            }\n        }\n        \n        @media (max-width: 480px) {\n            .banner-credito {\n                padding: 1.2rem 1.5rem !important;\n                margin: 15px !important;\n            }\n            \n            .banner-credito .banner-title {\n                font-size: 1.1rem !important;\n            }\n            \n            .banner-credito .banner-text {\n                font-size: 0.9rem !important;\n            }\n        }\n    <\/style>\n<\/head>\n<body>\n    <section class=\"banner-credito\" aria-label=\"Simulador de reducci\u00f3n de cr\u00e9dito hipotecario\">\n        <div class=\"banner-content\">\n            <h3 class=\"banner-title\">\u00bfSab\u00edas que puedes pagar menos por tu cr\u00e9dito hipotecario?<\/h3>\n            <p class=\"banner-text\">\n                Descubre en segundos cu\u00e1nto tiempo y dinero puedes ahorrar con \n                <strong>nuestro simulador exclusivo de abono inteligente a capital.<\/strong>\n            <\/p>\n        <\/div>\n        <a class=\"banner-cta\" href=\"https:\/\/inspeccion360.co\/simulador-reduccion-credito-hipotecario\/\" title=\"Acceder al simulador de reducci\u00f3n de cr\u00e9dito hipotecario\">\n           Simula tu ahorro \u2192\n        <\/a>\n    <\/section>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2934ee82 elementor-widget elementor-widget-text-editor\" data-id=\"2934ee82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>3. COMPRA DE CARTERA<\/h4><p>La <span style=\"text-decoration: underline; color: #0095df;\"><a style=\"color: #0095df; text-decoration: underline;\" href=\"https:\/\/miprimeracasa.co\/reducir-credito-hipotecario\/compra-de-cartera-hipotecaria\/\" target=\"_blank\" rel=\"noopener\">compra de cartera<\/a><\/span> es una estrategia ideal para reducir tu cr\u00e9dito hipotecario al transferir tu deuda a un banco con una tasa de inter\u00e9s m\u00e1s baja. Si las tasas del mercado han bajado desde que tomaste tu hipoteca, otro banco puede \u201ccomprar\u201d tu deuda, manteniendo el mismo saldo pero con mejores condiciones. Esto reduce tus cuotas mensuales o el total de intereses pagados, y a veces no implica costos extras como nueva escritura.<\/p><p>Compara ofertas de bancos como <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.davivienda.com\/wps\/portal\/personas\/nuevo\/personas\/aqui_puedo\/alcanzar_lo_que_quiero\/creditos_compra_cartera\/!ut\/p\/z1\/hY5BC4IwHMU_iwePbf82q63bCjoIFuEh2yVU1hTUyVyNvn3rGBS-2-P9fvCwxAWWQ_lsdelaM5Rd6Fe5vlF2To7pjmT5gVMQGeR7wU88X27wZQ6QYYY_ERB8OYekWLZVj3zdI0BkRQkAZ4xyYAlJPg_FUFGmsbTqrqyy6GHD8ca5cdrGEIP3HmljdKdQbfoYfimNmRwuvkk89gUsZPXyIore-s1-rA!!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0095df; text-decoration: underline;\">Davivienda<\/span><\/a><\/span>, <a href=\"https:\/\/www.bancolombia.com\/personas\/creditos\/vivienda\/compra-de-cartera-de-credito-hipotecario\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><span style=\"color: #0095df; text-decoration: underline;\">Bancolombia<\/span><\/span><\/a> o el <a href=\"https:\/\/www.fna.gov.co\/vivienda\/compra-de-cartera\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><span style=\"color: #0095df; text-decoration: underline;\">Fondo Nacional del Ahorro<\/span><\/span><\/a>, y eval\u00faa si el ahorro justifica cualquier costo inicial. \u00a1Es como renovar tu hipoteca con un mejor trato!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a2ed6b1 elementor-widget elementor-widget-html\" data-id=\"2a2ed6b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .ejemplo-practico {\n    font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif;\n    color: #6A6569;\n    background-color: #fff;\n    border-left: 4px solid #FD6200;\n    padding: 1rem 1.25rem;\n    margin: 1.5rem 0;\n    line-height: 1.6;\n    border-radius: 8px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.04);\n  }\n  .ejemplo-practico strong {\n    color: #FD6200;\n  }\n<\/style>\n\n<div class=\"ejemplo-practico\">\n  <strong>Ejemplo pr\u00e1ctico:<\/strong> Mar\u00eda, una emprendedora, tiene un cr\u00e9dito hipotecario de <strong>150.000.000<\/strong> de pesos a <strong>240 cuotas<\/strong> con una tasa del <strong>12%<\/strong> (cuota de <strong>1.650.000<\/strong> pesos).  \n  Al optar por compra de cartera con un banco que ofrec\u00eda el <strong>9%<\/strong>, su cuota baj\u00f3 a <strong>1.350.000<\/strong> pesos.  \n  Esto le ahorr\u00f3 <strong>300.000<\/strong> pesos mensuales, totalizando <strong>72.000.000<\/strong> de pesos en intereses durante el plazo.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eec8593 elementor-widget elementor-widget-spacer\" data-id=\"eec8593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-522e812d elementor-widget elementor-widget-text-editor\" data-id=\"522e812d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>4. REESTRUCTURACI\u00d3N DE LA DEUDA<\/h4><p>La reestructuraci\u00f3n de la deuda te permite negociar con tu banco para ajustar las condiciones de tu cr\u00e9dito hipotecario y hacerlo m\u00e1s manejable. Puedes extender el plazo para bajar la cuota mensual, <span style=\"text-decoration: underline; color: #0095df;\"><a style=\"color: #0095df; text-decoration: underline;\" href=\"https:\/\/miprimeracasa.co\/reducir-credito-hipotecario\/reduccion-de-tasa-de-interes-hipotecario\/\" target=\"_blank\" rel=\"noopener\">negociar una tasa de inter\u00e9s m\u00e1s baja<\/a><\/span> o incluso solicitar un periodo de gracia si tienes dificultades financieras.<\/p><p>En pa\u00edses como Colombia, los bancos suelen ofrecer planes flexibles, especialmente si demuestras compromiso con tus pagos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5353754d elementor-widget elementor-widget-html\" data-id=\"5353754d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .ejemplo-practico {\n    font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif;\n    color: #6A6569;\n    background-color: #fff;\n    border-left: 4px solid #FD6200;\n    padding: 1rem 1.25rem;\n    margin: 1.5rem 0;\n    line-height: 1.6;\n    border-radius: 8px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.04);\n  }\n  .ejemplo-practico strong {\n    color: #FD6200;\n  }\n<\/style>\n\n<div class=\"ejemplo-practico\">\n  <strong>Ejemplo pr\u00e1ctico:<\/strong> Pedro, un comerciante, tiene un cr\u00e9dito hipotecario de <strong>150.000.000<\/strong> de pesos a <strong>240 cuotas<\/strong> con una tasa del <strong>11%<\/strong> (cuota de <strong>1.550.000<\/strong> pesos).  \n  Al enfrentar un problema econ\u00f3mico, negoci\u00f3 una reestructuraci\u00f3n que extendi\u00f3 el plazo a <strong>300 cuotas<\/strong> y baj\u00f3 la tasa al <strong>9%<\/strong>, reduciendo su cuota a <strong>1.200.000<\/strong> pesos.  \n  Esto le ahorr\u00f3 <strong>350.000<\/strong> pesos al mes.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bdce996 elementor-widget elementor-widget-spacer\" data-id=\"4bdce996\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd5bf95 elementor-widget elementor-widget-text-editor\" data-id=\"6bd5bf95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>5. PAGO ANTICIPADO TOTAL<\/h4><p>El pago anticipado total consiste en liquidar todo el saldo pendiente de tu cr\u00e9dito hipotecario de una sola vez, usando ahorros, herencias o ingresos extraordinarios. Este m\u00e9todo elimina la deuda por completo y te ahorra todos los intereses futuros. Algunos bancos ofrecen descuentos por liquidaci\u00f3n anticipada, especialmente en cr\u00e9ditos vinculados a sistemas como el <span style=\"text-decoration: underline; color: #0095df;\"><a style=\"color: #0095df; text-decoration: underline;\" href=\"https:\/\/www.fna.gov.co\/\" target=\"_blank\" rel=\"noopener\">Fondo Nacional del Ahorro<\/a><\/span> en Colombia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f0fa93b elementor-widget elementor-widget-html\" data-id=\"4f0fa93b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .ejemplo-practico {\n    font-family: system-ui, -apple-system, \"Segoe UI\", Roboto, Arial, sans-serif;\n    color: #6A6569;\n    background-color: #fff;\n    border-left: 4px solid #FD6200;\n    padding: 1rem 1.25rem;\n    margin: 1.5rem 0;\n    line-height: 1.6;\n    border-radius: 8px;\n    box-shadow: 0 4px 12px rgba(0,0,0,0.04);\n  }\n  .ejemplo-practico strong {\n    color: #FD6200;\n  }\n<\/style>\n\n<div class=\"ejemplo-practico\">\n  <strong>Ejemplo pr\u00e1ctico:<\/strong> Laura, una dise\u00f1adora gr\u00e1fica, tiene un cr\u00e9dito hipotecario de <strong>150.000.000<\/strong> de pesos a <strong>240 cuotas<\/strong> con una tasa del <strong>10%<\/strong>.  \n  Tras 5 a\u00f1os (<strong>60 cuotas pagadas<\/strong>), le quedaban <strong>120.000.000<\/strong> de pesos por pagar. Recibi\u00f3 una herencia y decidi\u00f3 hacer un pago anticipado total.  \n  El banco le ofreci\u00f3 un <strong>descuento del 5%<\/strong>, reduciendo el saldo a <strong>114.000.000<\/strong> de pesos.  \n  Esto le ahorr\u00f3 <strong>36.000.000<\/strong> de pesos en intereses futuros y elimin\u00f3 <strong>180 cuotas<\/strong> (15 a\u00f1os) de deuda.\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ed8b267 elementor-widget elementor-widget-spacer\" data-id=\"1ed8b267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dfdf49f elementor-widget elementor-widget-text-editor\" data-id=\"1dfdf49f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En conclusi\u00f3n, reducir un cr\u00e9dito hipotecario es posible y puede ahorrarte millones. Estrategias como el abono inteligente a capital, el endoso de seguros, la compra de cartera, la reestructuraci\u00f3n de la deuda y los pagos acelerados son herramientas que cualquier persona puede aplicar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-674ad70 elementor-widget elementor-widget-html\" data-id=\"674ad70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"es\">\r\n<head>\r\n    <meta charset=\"UTF-8\">\r\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n    <title>Banner Inspecci\u00f3n T\u00e9cnica de Inmuebles<\/title>\r\n    <style>\r\n        .banner-inspeccion {\r\n            background-color: #242424 !important;\r\n            color: #fff !important;\r\n            border-radius: 0.75rem !important;\r\n            display: flex !important;\r\n            justify-content: space-between !important;\r\n            align-items: center !important;\r\n            padding: 1.5rem 2rem !important;\r\n            max-width: 900px !important;\r\n            margin: 20px auto !important;\r\n            gap: 1.5rem !important;\r\n            box-shadow: 0 4px 12px rgba(0,0,0,0.15) !important;\r\n            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif !important;\r\n            position: relative !important;\r\n            overflow: hidden !important;\r\n        }\r\n        \r\n        .banner-inspeccion * {\r\n            box-sizing: border-box !important;\r\n        }\r\n        \r\n        \/* Efecto decorativo de fondo *\/\r\n        .banner-inspeccion::before {\r\n            content: '\ud83c\udfe0' !important;\r\n            position: absolute !important;\r\n            top: 50% !important;\r\n            right: 20px !important;\r\n            font-size: 80px !important;\r\n            opacity: 0.08 !important;\r\n            transform: translateY(-50%) rotate(-10deg) !important;\r\n            z-index: 0 !important;\r\n        }\r\n        \r\n        .banner-content-inspeccion {\r\n            flex: 1 !important;\r\n            position: relative !important;\r\n            z-index: 1 !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-title-inspeccion {\r\n            font-size: 1.3rem !important;\r\n            font-weight: bold !important;\r\n            color: #FD6200 !important;\r\n            margin: 0 0 0.5rem 0 !important;\r\n            line-height: 1.3 !important;\r\n            text-transform: uppercase !important;\r\n            letter-spacing: -0.5px !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-text-inspeccion {\r\n            font-size: 0.95rem !important;\r\n            line-height: 1.4 !important;\r\n            color: #ddd !important;\r\n            margin: 0 0 0.8rem 0 !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-text-inspeccion strong {\r\n            color: #fff !important;\r\n        }\r\n        \r\n        .banner-inspeccion .savings-highlight-inspeccion {\r\n            font-size: 0.9rem !important;\r\n            color: #4ade80 !important;\r\n            font-weight: 600 !important;\r\n            margin: 0 !important;\r\n            display: flex !important;\r\n            align-items: center !important;\r\n            gap: 8px !important;\r\n        }\r\n        \r\n        .banner-inspeccion .savings-highlight-inspeccion::before {\r\n            content: '\ud83d\udcb0' !important;\r\n            font-size: 16px !important;\r\n            animation: bounce 2s infinite !important;\r\n        }\r\n        \r\n        @keyframes bounce {\r\n            0%, 20%, 50%, 80%, 100% { \r\n                transform: translateY(0) !important; \r\n            }\r\n            40% { \r\n                transform: translateY(-4px) !important; \r\n            }\r\n            60% { \r\n                transform: translateY(-2px) !important; \r\n            }\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion {\r\n            background: linear-gradient(135deg, #FD6200 0%, #f7931e 100%) !important;\r\n            color: #fff !important;\r\n            text-decoration: none !important;\r\n            padding: 0.7rem 1.2rem !important;\r\n            border-radius: 0.5rem !important;\r\n            font-weight: bold !important;\r\n            white-space: nowrap !important;\r\n            transition: all 0.3s ease !important;\r\n            font-size: 0.95rem !important;\r\n            text-transform: uppercase !important;\r\n            border: none !important;\r\n            position: relative !important;\r\n            z-index: 1 !important;\r\n            overflow: hidden !important;\r\n            letter-spacing: 0.5px !important;\r\n            box-shadow: 0 4px 12px rgba(253, 98, 0, 0.3) !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion::before {\r\n            content: '' !important;\r\n            position: absolute !important;\r\n            top: 0 !important;\r\n            left: -100% !important;\r\n            width: 100% !important;\r\n            height: 100% !important;\r\n            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent) !important;\r\n            transition: left 0.6s !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:hover::before {\r\n            left: 100% !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:hover {\r\n            background: linear-gradient(135deg, #e45600 0%, #f7931e 100%) !important;\r\n            transform: translateY(-2px) scale(1.02) !important;\r\n            box-shadow: 0 8px 20px rgba(253, 98, 0, 0.4) !important;\r\n            color: #fff !important;\r\n            text-decoration: none !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:visited {\r\n            color: #fff !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:focus {\r\n            color: #fff !important;\r\n            outline: 2px solid #FD6200 !important;\r\n            outline-offset: 2px !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:active {\r\n            transform: translateY(0) scale(1) !important;\r\n        }\r\n        \r\n        @media (max-width: 700px) {\r\n            .banner-inspeccion {\r\n                flex-direction: column !important;\r\n                align-items: flex-start !important;\r\n                text-align: center !important;\r\n                padding: 1.5rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-cta-inspeccion {\r\n                align-self: center !important;\r\n                margin-top: 1rem !important;\r\n                width: 100% !important;\r\n                text-align: center !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-title-inspeccion {\r\n                font-size: 1.2rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion::before {\r\n                font-size: 60px !important;\r\n                right: 15px !important;\r\n            }\r\n        }\r\n        \r\n        @media (max-width: 480px) {\r\n            .banner-inspeccion {\r\n                padding: 1.2rem 1.5rem !important;\r\n                margin: 15px !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-title-inspeccion {\r\n                font-size: 1.1rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-text-inspeccion {\r\n                font-size: 0.9rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion .savings-highlight-inspeccion {\r\n                font-size: 0.85rem !important;\r\n            }\r\n        }\r\n    <\/style>\r\n<\/head>\r\n<body>\r\n    <section class=\"banner-inspeccion\" aria-label=\"Inspecci\u00f3n t\u00e9cnica de inmuebles\">\r\n        <div class=\"banner-content-inspeccion\">\r\n            <h3 class=\"banner-title-inspeccion\">Inspecci\u00f3n t\u00e9cnica de inmueble<\/h3>\r\n            <p class=\"banner-text-inspeccion\">\r\n                Antes de recibir tu casa o apartamento, \u00a1aseg\u00farate de que todo est\u00e9 en perfecto estado! \r\n                Un experto detectar\u00e1 fallas ocultas. <strong>Agenda tu inspecci\u00f3n hoy.<\/strong>\r\n            <\/p>\r\n            <p class=\"savings-highlight-inspeccion\">\u00a1Podr\u00edas ahorrar millones!<\/p>\r\n        <\/div>\r\n        <a class=\"banner-cta-inspeccion\" href=\"https:\/\/inspeccion360.co\/\" target=\"_blank\" title=\"Solicitar cotizaci\u00f3n para inspecci\u00f3n t\u00e9cnica de inmueble\">\r\n           M\u00e1s Informaci\u00f3n \u2192\r\n        <\/a>\r\n    <\/section>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Si tienes un pr\u00e9stamo para vivienda, seguro te has preguntado \u00bfc\u00f3mo reducir un cr\u00e9dito hipotecario para pagar menos intereses y salir de la deuda antes de tiempo?. La buena noticia es que hay estrategias que funcionan.<\/p>","protected":false},"author":2,"featured_media":823,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[11],"tags":[],"class_list":["post-821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reduccion-de-credito-hipotecario"],"_links":{"self":[{"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/posts\/821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/comments?post=821"}],"version-history":[{"count":19,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/posts\/821\/revisions"}],"predecessor-version":[{"id":1019,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/posts\/821\/revisions\/1019"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/media\/823"}],"wp:attachment":[{"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/media?parent=821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/categories?post=821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/inspeccion360.co\/en\/wp-json\/wp\/v2\/tags?post=821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}