{"id":1055,"date":"2026-01-15T22:21:00","date_gmt":"2026-01-15T22:21:00","guid":{"rendered":"https:\/\/inspeccion360.co\/?p=1055"},"modified":"2026-07-20T21:49:21","modified_gmt":"2026-07-20T21:49:21","slug":"simulador-gastos-notariales-comprador-vendedor","status":"publish","type":"post","link":"https:\/\/inspeccion360.co\/en\/blog\/simulador-gastos-notariales-comprador-vendedor\/","title":{"rendered":"Simulador de gastos notariales comprador y vendedor 2026"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1055\" class=\"elementor elementor-1055\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61dac321 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61dac321\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ac6567e\" data-id=\"7ac6567e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f212836 elementor-widget elementor-widget-text-editor\" data-id=\"6f212836\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El simulador de gastos notariales para comprador y vendedor de <a href=\"https:\/\/inspeccion360.co\/\"><span style=\"text-decoration: underline;\"><span style=\"color: #ff6600; text-decoration: underline;\">Inspecci\u00f3n 360<\/span><\/span><\/a> te permite conocer, de forma r\u00e1pida y precisa, cu\u00e1nto debes pagar al comprar o vender una vivienda en Colombia en 2026. Calcula autom\u00e1ticamente los derechos notariales, el impuesto de registro, la retenci\u00f3n en la fuente y los dem\u00e1s costos de escrituraci\u00f3n, con las tarifas oficiales vigentes para este a\u00f1o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5504acba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5504acba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6ea6236c\" data-id=\"6ea6236c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63d0c0eb elementor-widget elementor-widget-html\" data-id=\"63d0c0eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ESTILOS CSS -->\n<style>\n.calc-notarial-v3-wrapper * {\n  box-sizing: border-box;\n}\n\n.calc-notarial-v3-wrapper {\n  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;\n  max-width: 1000px;\n  width: 100%;\n  margin: 0 auto;\n  padding: 20px;\n}\n\n.calc-notarial-v3-container {\n  background: #ffffff;\n  padding: 60px 40px;\n}\n\n.calc-notarial-v3-header {\n  text-align: center;\n  margin-bottom: 60px;\n}\n\n.calc-notarial-v3-header h2 {\n  font-size: 28px;\n  font-weight: 300;\n  color: #29281E;\n  margin-bottom: 8px;\n  line-height: 1.3;\n  letter-spacing: -0.5px;\n}\n\n.calc-notarial-v3-header p {\n  color: #6A6569;\n  font-size: 15px;\n  margin: 8px 0 0 0;\n  font-weight: 400;\n}\n\n.calc-notarial-v3-input-section {\n  margin-bottom: 50px;\n}\n\n.calc-notarial-v3-input-group {\n  margin-bottom: 0;\n}\n\n.calc-notarial-v3-input-group label {\n  display: block;\n  font-weight: 500;\n  color: #29281E;\n  margin-bottom: 12px;\n  font-size: 14px;\n  letter-spacing: 0.3px;\n}\n\n.calc-notarial-v3-input-wrapper {\n  position: relative;\n}\n\n.calc-notarial-v3-currency-symbol {\n  position: absolute;\n  left: 0;\n  top: 50%;\n  transform: translateY(-50%);\n  font-size: 32px;\n  color: #29281E;\n  font-weight: 300;\n  pointer-events: none;\n}\n\n.calc-notarial-v3-input-group input {\n  width: 100%;\n  padding: 16px 0 16px 40px;\n  border: none;\n  border-bottom: 2px solid #e0e0e0;\n  font-size: 32px;\n  font-weight: 300;\n  transition: all 0.3s ease;\n  background: transparent;\n  color: #29281E;\n  letter-spacing: -0.5px;\n}\n\n.calc-notarial-v3-input-group input:focus {\n  outline: none;\n  border-bottom-color: #FD6200;\n}\n\n.calc-notarial-v3-input-group input::placeholder {\n  color: #d0d0d0;\n}\n\n.calc-notarial-v3-total-section {\n  text-align: center;\n  margin: 60px 0;\n  padding: 40px 0;\n  border-top: 1px solid #e0e0e0;\n  border-bottom: 1px solid #e0e0e0;\n}\n\n.calc-notarial-v3-total-section h3 {\n  font-size: 13px;\n  font-weight: 500;\n  color: #6A6569;\n  margin-bottom: 12px;\n  text-transform: uppercase;\n  letter-spacing: 1.5px;\n}\n\n.calc-notarial-v3-total-value {\n  font-size: 48px;\n  font-weight: 300;\n  color: #29281E;\n  margin-bottom: 8px;\n  letter-spacing: -1px;\n}\n\n.calc-notarial-v3-total-subtitle {\n  font-size: 13px;\n  color: #6A6569;\n  margin: 0;\n  font-weight: 400;\n}\n\n.calc-notarial-v3-results-grid {\n  display: grid;\n  grid-template-columns: 1fr;\n  gap: 50px;\n  margin-bottom: 50px;\n}\n\n.calc-notarial-v3-result-card {\n  background: #ffffff;\n}\n\n.calc-notarial-v3-result-header {\n  display: flex;\n  justify-content: space-between;\n  align-items: baseline;\n  margin-bottom: 30px;\n  padding-bottom: 15px;\n  border-bottom: 1px solid #29281E;\n}\n\n.calc-notarial-v3-result-title {\n  font-size: 14px;\n  font-weight: 500;\n  color: #29281E;\n  text-transform: uppercase;\n  letter-spacing: 1.2px;\n}\n\n.calc-notarial-v3-result-total {\n  font-size: 24px;\n  font-weight: 300;\n  color: #29281E;\n  letter-spacing: -0.5px;\n}\n\n.calc-notarial-v3-fee-item {\n  display: flex;\n  justify-content: space-between;\n  align-items: center;\n  padding: 20px 0;\n  border-bottom: 1px solid #f0f0f0;\n  transition: all 0.2s ease;\n}\n\n.calc-notarial-v3-fee-item:last-child {\n  border-bottom: none;\n}\n\n.calc-notarial-v3-fee-item:hover {\n  padding-left: 10px;\n}\n\n.calc-notarial-v3-fee-details {\n  flex: 1;\n}\n\n.calc-notarial-v3-fee-name {\n  font-size: 15px;\n  font-weight: 500;\n  color: #29281E;\n  margin-bottom: 4px;\n}\n\n.calc-notarial-v3-fee-value {\n  font-size: 20px;\n  font-weight: 300;\n  color: #FD6200;\n  letter-spacing: -0.3px;\n}\n\n.calc-notarial-v3-fee-description {\n  font-size: 12px;\n  color: #6A6569;\n  margin-top: 4px;\n  font-weight: 400;\n}\n\n.calc-notarial-v3-info-section {\n  margin-top: 60px;\n  padding-top: 40px;\n  border-top: 1px solid #e0e0e0;\n}\n\n.calc-notarial-v3-info-section h4 {\n  font-size: 13px;\n  font-weight: 500;\n  color: #29281E;\n  margin-bottom: 25px;\n  text-transform: uppercase;\n  letter-spacing: 1.5px;\n}\n\n.calc-notarial-v3-info-section ul {\n  list-style: none;\n  padding: 0;\n  margin: 0;\n}\n\n.calc-notarial-v3-info-section li {\n  padding: 12px 0;\n  color: #6A6569;\n  font-size: 14px;\n  display: flex;\n  align-items: start;\n  line-height: 1.7;\n  font-weight: 400;\n  border-bottom: 1px solid #f5f5f5;\n}\n\n.calc-notarial-v3-info-section li:last-child {\n  border-bottom: none;\n}\n\n.calc-notarial-v3-info-section li:before {\n  content: \"\u2014\";\n  color: #FD6200;\n  margin-right: 15px;\n  flex-shrink: 0;\n  font-weight: 300;\n}\n\n.calc-notarial-v3-info-section strong {\n  color: #29281E;\n  font-weight: 500;\n}\n\n.calc-notarial-v3-divider {\n  width: 60px;\n  height: 2px;\n  background: #FD6200;\n  margin: 0 auto 20px;\n}\n\n.calc-notarial-v3-checkbox-group {\n  margin-top: 16px;\n}\n\n.calc-notarial-v3-checkbox-label {\n  display: flex;\n  align-items: center;\n  gap: 10px;\n  font-size: 13px;\n  color: #6A6569;\n  cursor: pointer;\n  line-height: 1.5;\n}\n\n.calc-notarial-v3-checkbox-label input[type=\"checkbox\"] {\n  width: 18px;\n  height: 18px;\n  accent-color: #FD6200;\n  flex-shrink: 0;\n  cursor: pointer;\n}\n\n@media (max-width: 768px) {\n  .calc-notarial-v3-container {\n    padding: 40px 20px;\n  }\n\n  .calc-notarial-v3-header h2 {\n    font-size: 24px;\n  }\n\n  .calc-notarial-v3-total-value {\n    font-size: 36px;\n  }\n\n  .calc-notarial-v3-result-total {\n    font-size: 20px;\n  }\n\n  .calc-notarial-v3-input-group input {\n    font-size: 28px;\n    padding: 14px 0 14px 35px;\n  }\n\n  .calc-notarial-v3-currency-symbol {\n    font-size: 28px;\n  }\n\n  .calc-notarial-v3-fee-item {\n    flex-direction: column;\n    align-items: flex-start;\n  }\n}\n<\/style>\n\n<!-- CONTENIDO HTML -->\n<div class=\"calc-notarial-v3-wrapper\">\n  <div class=\"calc-notarial-v3-container\">\n    <div class=\"calc-notarial-v3-header\">\n      <h2>Calculadora de Gastos Notariales Comprador y Vendedor<\/h2>\n     \n    <\/div>\n\n    <div class=\"calc-notarial-v3-input-section\">\n      <div class=\"calc-notarial-v3-input-group\">\n        <label for=\"calcNotarialV3ValorInmueble\">Valor del inmueble<\/label>\n        <div class=\"calc-notarial-v3-input-wrapper\">\n          <span class=\"calc-notarial-v3-currency-symbol\">$<\/span>\n          <input type=\"text\" id=\"calcNotarialV3ValorInmueble\" placeholder=\"0\" maxlength=\"20\">\n        <\/div>\n      <\/div>\n      <div class=\"calc-notarial-v3-checkbox-group\">\n        <label class=\"calc-notarial-v3-checkbox-label\">\n          <input type=\"checkbox\" id=\"calcNotarialV3EsVis\">\n          \u00bfEs una vivienda VIS (Inter\u00e9s Social)? Aplica descuento del 50% en derechos notariales\n        <\/label>\n      <\/div>\n    <\/div>\n\n    <div class=\"calc-notarial-v3-total-section\">\n      <h3>Total Escrituraci\u00f3n<\/h3>\n      <div class=\"calc-notarial-v3-total-value\" id=\"calcNotarialV3TotalGeneral\">$0<\/div>\n      <p class=\"calc-notarial-v3-total-subtitle\">Todos los gastos incluidos<\/p>\n    <\/div>\n\n    <div class=\"calc-notarial-v3-results-grid\">\n      <div class=\"calc-notarial-v3-result-card\">\n        <div class=\"calc-notarial-v3-result-header\">\n          <span class=\"calc-notarial-v3-result-title\">Gastos del Comprador<\/span>\n          <span class=\"calc-notarial-v3-result-total\" id=\"calcNotarialV3TotalComprador\">$0<\/span>\n        <\/div>\n        \n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Derechos Notariales<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">0.27% del valor (50% compartido)<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\" id=\"calcNotarialV3DerechosComprador\">$0<\/div>\n        <\/div>\n\n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Impuesto de Beneficencia<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">1% hasta $1.047 millones; 2.5% sobre el excedente<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\" id=\"calcNotarialV3Beneficencia\">$0<\/div>\n        <\/div>\n\n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Impuesto de Registro<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">0.67% del valor del inmueble<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\" id=\"calcNotarialV3Registro\">$0<\/div>\n        <\/div>\n\n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Certificado de Tradici\u00f3n<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">Valor fijo 2026 (SNR, electr\u00f3nico)<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\">$23.000<\/div>\n        <\/div>\n\n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Copias y Documentos<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">Valor aproximado 2026<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\">$75.000<\/div>\n        <\/div>\n      <\/div>\n\n      <div class=\"calc-notarial-v3-result-card\">\n        <div class=\"calc-notarial-v3-result-header\">\n          <span class=\"calc-notarial-v3-result-title\">Gastos del Vendedor<\/span>\n          <span class=\"calc-notarial-v3-result-total\" id=\"calcNotarialV3TotalVendedor\">$0<\/span>\n        <\/div>\n        \n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Derechos Notariales<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">0.27% del valor (50% compartido)<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\" id=\"calcNotarialV3DerechosVendedor\">$0<\/div>\n        <\/div>\n\n        <div class=\"calc-notarial-v3-fee-item\">\n          <div class=\"calc-notarial-v3-fee-details\">\n            <div class=\"calc-notarial-v3-fee-name\">Retenci\u00f3n en la Fuente<\/div>\n            <div class=\"calc-notarial-v3-fee-description\">1% hasta $1.047 millones; 2.5% sobre el excedente<\/div>\n          <\/div>\n          <div class=\"calc-notarial-v3-fee-value\" id=\"calcNotarialV3Retencion\">$0<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"calc-notarial-v3-info-section\">\n      <div class=\"calc-notarial-v3-divider\"><\/div>\n      <h4>Informaci\u00f3n Importante<\/h4>\n      <ul>\n        <li><strong>Derechos notariales:<\/strong> Se dividen 50\/50 entre comprador y vendedor (0.54% total)<\/li>\n        <li><strong>Retenci\u00f3n en la fuente:<\/strong> 1% sobre los primeros $1.047 millones (20.000 UVT) del valor de venta de la vivienda habitual del vendedor; 2.5% sobre lo que exceda ese monto. Esta es la regla vigente tras la suspensi\u00f3n judicial del Decreto 572 de 2025 \u2014 verifica siempre el estado normativo con tu notar\u00eda.<\/li>\n        <li><strong>Impuesto beneficencia:<\/strong> 1% lo paga el comprador para registro p\u00fablico<\/li>\n        <li><strong>Impuesto de registro:<\/strong> 0.67% lo paga el comprador para inscripci\u00f3n oficial<\/li>\n        <li><strong>UVB 2026:<\/strong> $12.110, base de las tarifas notariales y registrales vigentes desde el 1 y 2 de febrero de 2026<\/li>\n        <li><strong>IPC 2025:<\/strong> 5.10%, \u00edndice usado por la Superintendencia de Notariado y Registro para ajustar las tarifas notariales y registrales de 2026<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- JAVASCRIPT -->\n<script>\n(function() {\n  'use strict';\n\n  const valorInmuebleInput = document.getElementById('calcNotarialV3ValorInmueble');\n  const esVisCheckbox = document.getElementById('calcNotarialV3EsVis');\n\n  \/\/ Constantes 2026 (UVT 2026 = $52.374, Resoluci\u00f3n DIAN 000238 del 15\/12\/2025)\n  const VALORES_FIJOS = {\n    certificado: 23000, \/\/ Certificado de tradici\u00f3n y libertad electr\u00f3nico (SNR, vigente desde el 2\/02\/2026)\n    copias: 75000       \/\/ Copias y documentos notariales, ajustado con IPC 2025 (5.10%)\n  };\n\n  \/\/ Porcentajes actualizados 2026\n  const PORCENTAJES = {\n    derechosNotariales: 0.0054, \/\/ 0.54% total, se divide 50\/50 entre comprador y vendedor\n    retencionFuenteBase: 0.01,  \/\/ 1% hasta el umbral de 20.000 UVT (vivienda habitual del vendedor)\n    retencionFuenteExceso: 0.025, \/\/ 2.5% sobre el excedente del umbral\n    beneficencia: 0.01, \/\/ 1%\n    registro: 0.0067 \/\/ 0.67% (promedio nacional; puede variar 0.5%-1% seg\u00fan el departamento)\n  };\n\n  const UVT_2026 = 52374;\n  const UMBRAL_RETENCION_UVT = 20000;\n  const UMBRAL_RETENCION_PESOS = UVT_2026 * UMBRAL_RETENCION_UVT; \/\/ $1.047.480.000\n\n  const DESCUENTO_VIS = 0.5; \/\/ Ley 1537 de 2012: 50% de descuento en derechos notariales para vivienda VIS\n\n  if (valorInmuebleInput) {\n    valorInmuebleInput.addEventListener('input', function(e) {\n      let valor = e.target.value.replace(\/\\D\/g, '');\n      if (valor) {\n        e.target.value = formatearMoneda(valor);\n        calcularGastos(parseInt(valor, 10));\n      } else {\n        e.target.value = '';\n        resetearValores();\n      }\n    });\n  }\n\n  if (esVisCheckbox) {\n    esVisCheckbox.addEventListener('change', function() {\n      const valorActual = valorInmuebleInput ? valorInmuebleInput.value.replace(\/\\D\/g, '') : '';\n      if (valorActual) {\n        calcularGastos(parseInt(valorActual, 10));\n      }\n    });\n  }\n\n  function formatearMoneda(numero) {\n    return numero.toString().replace(\/\\B(?=(\\d{3})+(?!\\d))\/g, \".\");\n  }\n\n  function formatearPesos(valor) {\n    return '$' + Math.round(valor).toLocaleString('es-CO').replace(\/,\/g, '.');\n  }\n\n  function calcularRetencionFuente(valorInmueble) {\n    if (valorInmueble <= UMBRAL_RETENCION_PESOS) {\n      return valorInmueble * PORCENTAJES.retencionFuenteBase;\n    }\n    const baseGravada = UMBRAL_RETENCION_PESOS * PORCENTAJES.retencionFuenteBase;\n    const excedenteGravado = (valorInmueble - UMBRAL_RETENCION_PESOS) * PORCENTAJES.retencionFuenteExceso;\n    return baseGravada + excedenteGravado;\n  }\n\n  function calcularGastos(valorInmueble) {\n    const esVis = esVisCheckbox && esVisCheckbox.checked;\n    const factorDescuentoVis = esVis ? (1 - DESCUENTO_VIS) : 1;\n\n    \/\/ C\u00e1lculos para el COMPRADOR\n    const derechosNotarialesComprador = valorInmueble * (PORCENTAJES.derechosNotariales \/ 2) * factorDescuentoVis;\n    const beneficencia = valorInmueble * PORCENTAJES.beneficencia;\n    const registro = valorInmueble * PORCENTAJES.registro;\n    const certificado = VALORES_FIJOS.certificado;\n    const copias = VALORES_FIJOS.copias;\n    const totalComprador = derechosNotarialesComprador + beneficencia + registro + certificado + copias;\n\n    \/\/ C\u00e1lculos para el VENDEDOR\n    const derechosNotarialesVendedor = valorInmueble * (PORCENTAJES.derechosNotariales \/ 2) * factorDescuentoVis;\n    const retencion = calcularRetencionFuente(valorInmueble);\n    const totalVendedor = derechosNotarialesVendedor + retencion;\n\n    \/\/ Total general\n    const totalGeneral = totalComprador + totalVendedor;\n\n    \/\/ Actualizar interfaz - COMPRADOR\n    actualizarElemento('calcNotarialV3DerechosComprador', formatearPesos(derechosNotarialesComprador));\n    actualizarElemento('calcNotarialV3Beneficencia', formatearPesos(beneficencia));\n    actualizarElemento('calcNotarialV3Registro', formatearPesos(registro));\n    actualizarElemento('calcNotarialV3TotalComprador', formatearPesos(totalComprador));\n\n    \/\/ Actualizar interfaz - VENDEDOR\n    actualizarElemento('calcNotarialV3DerechosVendedor', formatearPesos(derechosNotarialesVendedor));\n    actualizarElemento('calcNotarialV3Retencion', formatearPesos(retencion));\n    actualizarElemento('calcNotarialV3TotalVendedor', formatearPesos(totalVendedor));\n\n    \/\/ Total general\n    actualizarElemento('calcNotarialV3TotalGeneral', formatearPesos(totalGeneral));\n  }\n\n  function actualizarElemento(id, valor) {\n    const elemento = document.getElementById(id);\n    if (elemento) {\n      elemento.textContent = valor;\n    }\n  }\n\n  function resetearValores() {\n    const elementos = [\n      'calcNotarialV3DerechosComprador',\n      'calcNotarialV3Beneficencia',\n      'calcNotarialV3Registro',\n      'calcNotarialV3TotalComprador',\n      'calcNotarialV3DerechosVendedor',\n      'calcNotarialV3Retencion',\n      'calcNotarialV3TotalVendedor',\n      'calcNotarialV3TotalGeneral'\n    ];\n\n    elementos.forEach(id => {\n      actualizarElemento(id, '$0');\n    });\n  }\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74a7e130 elementor-widget elementor-widget-html\" data-id=\"74a7e130\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n    <meta charset=\"UTF-8\">\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n    <title>Banner Inspecci\u00f3n T\u00e9cnica - Colores Reforzados<\/title>\n<\/head>\n<body>\n    <!-- Banner estilo tarjeta horizontal optimizado para SEO -->\n    <style>\n    .itv-banner {\n        background-color: #242424 !important;\n        color: #fff !important;\n        border-radius: 0.75rem !important;\n        display: flex !important;\n        justify-content: space-between !important;\n        align-items: center !important;\n        padding: 1.5rem 2rem !important;\n        max-width: 900px !important;\n        margin: auto !important;\n        gap: 1.5rem !important;\n        box-shadow: 0 4px 12px rgba(0,0,0,0.15) !important;\n        font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif !important;\n        border: none !important;\n        outline: none !important;\n    }\n\n    .itv-banner * {\n        box-sizing: border-box !important;\n    }\n\n    .itv-content {\n        flex: 1 !important;\n    }\n\n    .itv-banner .itv-title {\n        font-size: 1.3rem !important;\n        font-weight: bold !important;\n        color: #FD6200 !important;\n        margin: 0 0 0.5rem 0 !important;\n        text-shadow: 0 0 1px #FD6200 !important;\n        background: none !important;\n        text-decoration: none !important;\n    }\n\n    .itv-banner .itv-text {\n        font-size: 0.95rem !important;\n        line-height: 1.4 !important;\n        color: #ddd !important;\n        margin: 0 !important;\n        text-shadow: 0 0 1px rgba(255,255,255,0.5) !important;\n        background: none !important;\n    }\n\n    .itv-banner .itv-text strong {\n        color: #fff !important;\n        font-weight: bold !important;\n        text-shadow: 0 0 2px rgba(255,255,255,0.8) !important;\n        background: none !important;\n        text-decoration: none !important;\n    }\n\n    .itv-banner .itv-cta {\n        background-color: #FD6200 !important;\n        background: linear-gradient(135deg, #FD6200 0%, #e45600 100%) !important;\n        color: #fff !important;\n        text-decoration: none !important;\n        padding: 0.7rem 1.2rem !important;\n        border-radius: 0.5rem !important;\n        font-weight: 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!important;\n        outline: 2px solid #fff !important;\n        outline-offset: 2px !important;\n    }\n\n    .itv-banner .itv-cta:active {\n        color: #fff !important;\n        background-color: #e45600 !important;\n        transform: translateY(0) scale(1) !important;\n    }\n\n    \/* Forzar colores en todos los pseudo-elementos *\/\n    .itv-banner .itv-cta::before,\n    .itv-banner .itv-cta::after {\n        color: #fff !important;\n        background: none !important;\n    }\n\n    \/* Forzar colores espec\u00edficos para diferentes estados *\/\n    .itv-banner a.itv-cta,\n    .itv-banner a.itv-cta:link,\n    .itv-banner a.itv-cta:visited,\n    .itv-banner a.itv-cta:hover,\n    .itv-banner a.itv-cta:active,\n    .itv-banner a.itv-cta:focus {\n        color: #fff !important;\n        text-decoration: none !important;\n    }\n\n    .itv-banner h3.itv-title,\n    .itv-banner .itv-title h3,\n    .itv-banner h1.itv-title,\n    .itv-banner h2.itv-title,\n    .itv-banner h4.itv-title,\n    .itv-banner h5.itv-title,\n    .itv-banner h6.itv-title {\n        color: #FD6200 !important;\n        background: none !important;\n        text-shadow: 0 0 1px #FD6200 !important;\n    }\n\n    @media (max-width: 700px) {\n        .itv-banner {\n            flex-direction: column !important;\n            align-items: flex-start !important;\n            text-align: center !important;\n            padding: 1.5rem !important;\n        }\n        \n        .itv-banner .itv-cta {\n            align-self: center !important;\n            margin-top: 1rem !important;\n            width: 100% !important;\n            text-align: center !important;\n        }\n\n        .itv-banner .itv-title {\n            font-size: 1.2rem !important;\n        }\n    }\n\n    @media (max-width: 480px) {\n        .itv-banner {\n            padding: 1.2rem 1.5rem !important;\n            margin: 15px !important;\n        }\n\n        .itv-banner .itv-title {\n            font-size: 1.1rem !important;\n        }\n\n        .itv-banner .itv-text {\n            font-size: 0.9rem !important;\n        }\n    }\n    <\/style>\n\n    <section class=\"itv-banner\" aria-label=\"Inspecci\u00f3n de viviendas en Colombia\">\n        <div class=\"itv-content\">\n            <h3 class=\"itv-title\">Inspecci\u00f3n T\u00e9cnica de Vivienda<\/h3>\n            <p class=\"itv-text\">\n                Antes de recibir tu casa o apartamento, \n                <strong>\u00a1aseg\u00farate de que todo est\u00e9 en perfecto estado!<\/strong> \n                Un experto detectar\u00e1 fallas ocultas y te ahorrar\u00e1 problemas y dinero.\n            <\/p>\n        <\/div>\n        <a class=\"itv-cta\" \n           href=\"https:\/\/inspeccion360.co\/\" \n           title=\"Solicitar asesor\u00eda para inspecci\u00f3n t\u00e9cnica de inmueble en Colombia\">\n           M\u00c1S INFORMACI\u00d3N \u2192\n        <\/a>\n    <\/section>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b68d3f3 elementor-widget elementor-widget-spacer\" data-id=\"5b68d3f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3184aa77 elementor-widget elementor-widget-text-editor\" data-id=\"3184aa77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A continuaci\u00f3n, te explicamos cada concepto que aparece en tu resultado, de forma sencilla y con las tarifas oficiales vigentes para el a\u00f1o 2026, tomadas de la Superintendencia de Notariado y Registro (SNR) y la DIAN.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-782139b4 elementor-widget elementor-widget-text-editor\" data-id=\"782139b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f Derechos Notariales<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-779e1c2b elementor-widget elementor-widget-text-editor\" data-id=\"779e1c2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los derechos notariales son la tarifa que cobra la notar\u00eda por elaborar, revisar y autenticar la escritura p\u00fablica. En Colombia, esta tarifa es del <strong>0.54% del valor del inmueble<\/strong>, y se divide en partes iguales:<\/p><ul><li><strong>Comprador paga 0.27%<\/strong><\/li><li><strong>Vendedor paga 0.27%<br \/><br \/><\/strong><\/li><\/ul><p>Estos derechos cubren todo el proceso jur\u00eddico y administrativo que realiza la notar\u00eda para que la compraventa sea v\u00e1lida y segura.<\/p><p dir=\"auto\">\ud83d\udca1 <strong>Descuentos vigentes en 2026:<\/strong> si la vivienda es de <strong>Inter\u00e9s Social (VIS)<\/strong>, los derechos notariales se reducen a la mitad (Ley 1537 de 2012) \u2014 puedes activar esta opci\u00f3n en el simulador. Adem\u00e1s, si financias la compra con un cr\u00e9dito hipotecario de largo plazo otorgado por una entidad vigilada, la Ley 2434 de 2024 contempla un descuento adicional del 30% sobre los derechos notariales antes del IVA. Si est\u00e1s evaluando esta opci\u00f3n, te puede interesar nuestra gu\u00eda sobre <a href=\"https:\/\/inspeccion360.co\/blog\/compra-de-cartera-hipotecaria\/\"><span style=\"text-decoration: underline;\"><span style=\"color: #ff6600; text-decoration: underline;\">compra de cartera hipotecaria<\/span><\/span><\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71d614c elementor-widget elementor-widget-text-editor\" data-id=\"71d614c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f\u00a0Impuesto de Beneficencia<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bcd11fb elementor-widget elementor-widget-text-editor\" data-id=\"7bcd11fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Este es un impuesto departamental asociado al registro p\u00fablico de la escritura.<br \/>Su valor es del <strong>1% del precio de la propiedad<\/strong>.<br \/><br \/>El comprador es el responsable de pagarlo para que su compra quede registrada legalmente ante la Oficina de Registro de Instrumentos P\u00fablicos.<\/p><p dir=\"auto\">Ten en cuenta que este impuesto lo fija cada departamento dentro de un rango legal, por lo que puede variar ligeramente seg\u00fan d\u00f3nde est\u00e9 ubicado el inmueble; el 1% corresponde a la tarifa m\u00e1s com\u00fan en Bogot\u00e1 y Cundinamarca.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c4fc20 elementor-widget elementor-widget-text-editor\" data-id=\"13c4fc20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f Impuesto de Registro<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab30c68 elementor-widget elementor-widget-text-editor\" data-id=\"3ab30c68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Es el valor que cobra la Oficina de Registro por inscribir oficialmente la nueva escritura.<br \/>Su tarifa es del <strong>0.67% del valor del inmueble<\/strong>. Este impuesto garantiza que la propiedad quede legalmente asociada al nuevo due\u00f1o, actualizando la informaci\u00f3n en el folio de matr\u00edcula inmobiliaria.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3db54be4 elementor-widget elementor-widget-text-editor\" data-id=\"3db54be4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f Certificado de Tradici\u00f3n y Libertad<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e515fe elementor-widget elementor-widget-text-editor\" data-id=\"9e515fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Es el documento que muestra toda la historia jur\u00eddica del inmueble:<\/p><ul><li>Propietarios anteriores<\/li><li>Hipotecas<\/li><li>Embargos<\/li><li>Afectaciones<\/li><li>Limitaciones al dominio<br \/><br \/><\/li><\/ul><p>Su costo para 2026 es de <strong>$23.000<\/strong> en versi\u00f3n electr\u00f3nica (la f\u00edsica cuesta $24.300), seg\u00fan las tarifas registrales vigentes desde el 2 de febrero de 2026 fijadas por la Superintendencia de Notariado y Registro.<br \/>Es obligatorio para cualquier proceso de compraventa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6328be1f elementor-widget elementor-widget-text-editor\" data-id=\"6328be1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f Copias y Documentos Notariales<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6359fe12 elementor-widget elementor-widget-text-editor\" data-id=\"6359fe12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incluye copias de la escritura, autenticaciones, impresiones y documentos adicionales exigidos por la notar\u00eda.<br \/><br \/>Para 2026, este valor suele ser de <strong>$75.000<\/strong>, ajustado seg\u00fan el IPC 2025 (5.10%) que la SNR aplic\u00f3 a las tarifas notariales. Aunque es un monto peque\u00f1o comparado con otros gastos, es un componente necesario del proceso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55c2c711 elementor-widget elementor-widget-text-editor\" data-id=\"55c2c711\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f Retenci\u00f3n en la Fuente<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59ed60d4 elementor-widget elementor-widget-text-editor\" data-id=\"59ed60d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Es un descuento que se hace sobre el valor de la venta como anticipo del impuesto de renta del vendedor. Para 2026, la tarifa vigente es escalonada:<\/p><ul><li><strong>1% del valor de venta<\/strong>, si el inmueble es la vivienda habitual del vendedor y su valor no supera los <strong>$1.047 millones<\/strong> (20.000 UVT, con la UVT 2026 en $52.374).<\/li><li><strong>2.5%<\/strong> sobre el valor que exceda ese monto.<\/li><\/ul><p dir=\"auto\">\u26a0\ufe0f <strong>Nota legal importante:<\/strong> esta regla corresponde a la normativa reinstaurada tras la suspensi\u00f3n judicial del Decreto 572 de 2025, que hab\u00eda reducido el umbral a 10.000 UVT. Como el proceso ante el Consejo de Estado sigue en curso, la tarifa aplicable puede cambiar; te recomendamos confirmar siempre el valor exacto directamente con tu notar\u00eda antes de firmar. Este cobro se liquida directamente en la notar\u00eda al momento de la venta.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29a41869 elementor-widget elementor-widget-text-editor\" data-id=\"29a41869\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>\u2714\ufe0f \u00bfDe d\u00f3nde salen estas cifras?<\/h4><p dir=\"auto\">Todas las tarifas de este simulador est\u00e1n basadas en fuentes oficiales: la Superintendencia de Notariado y Registro (SNR), la DIAN y el Decreto 1625 de 2016 (Estatuto Tributario, reglamentado en materia de retenci\u00f3n en la fuente). Revisamos y actualizamos estos valores peri\u00f3dicamente para reflejar los ajustes anuales de la UVT, la UVB y el IPC. Aun as\u00ed, cada notar\u00eda puede tener peque\u00f1as variaciones en sus tarifas administrativas, por lo que este resultado es una <strong>estimaci\u00f3n de referencia<\/strong> y no reemplaza la preliquidaci\u00f3n oficial que te entrega la notar\u00eda antes de firmar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-109a3c65 elementor-widget elementor-widget-text-editor\" data-id=\"109a3c65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>PREGUNTAS FRECUENTES SOBRE GASTOS NOTARIALES EN COLOMBIA<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85e2c77 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"85e2c77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6ae457d92de78\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-85e2c77\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-bb5729b6ae457d92de78\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-bb5729b6ae457d92de78\" aria-expanded=\"true\" aria-controls=\"Collapse-bb5729b6ae457d92de78\">\n                            \n                            <span class=\"ekit-accordion-title\">\u00bfCu\u00e1nto se paga en total de gastos notariales al comprar una vivienda en Colombia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-bb5729b6ae457d92de78\" class=\" show collapse\" role=\"region\" aria-labelledby=\"primaryHeading-0-85e2c77\" data-parent=\"#accordion-6ae457d92de78\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>En promedio, entre comprador y vendedor se paga cerca del 2.5% al 3% del valor del inmueble, sumando derechos notariales, impuesto de registro, impuesto de beneficencia, retenci\u00f3n en la fuente y gastos administrativos. El comprador asume la mayor parte de esta carga.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-85e2c77\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-aa356506ae457d92de78\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-aa356506ae457d92de78\" aria-expanded=\"false\" aria-controls=\"Collapse-aa356506ae457d92de78\">\n                            \n                            <span class=\"ekit-accordion-title\">\u00bfCu\u00e1nto se paga en total de gastos notariales al comprar una vivienda en Colombia?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-aa356506ae457d92de78\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-1-85e2c77\" data-parent=\"#accordion-6ae457d92de78\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>En promedio, entre comprador y vendedor se paga cerca del 2.5% al 3% del valor del inmueble, sumando derechos notariales, impuesto de registro, impuesto de beneficencia, retenci\u00f3n en la fuente y gastos administrativos. El comprador asume la mayor parte de esta carga.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-85e2c77\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-3ec2b686ae457d92de78\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-3ec2b686ae457d92de78\" aria-expanded=\"false\" aria-controls=\"Collapse-3ec2b686ae457d92de78\">\n                            \n                            <span class=\"ekit-accordion-title\">\u00bfLos gastos notariales se pueden financiar dentro del cr\u00e9dito hipotecario?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-3ec2b686ae457d92de78\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-2-85e2c77\" data-parent=\"#accordion-6ae457d92de78\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>S\u00ed. Con la Ley 2434 de 2024, es posible incluir estos gastos dentro del financiamiento hipotecario en algunos bancos, lo que reduce el dinero que necesitas tener disponible el d\u00eda de la firma. Consulta esta opci\u00f3n directamente con tu entidad financiera.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-85e2c77\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-18703b26ae457d92de78\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-18703b26ae457d92de78\" aria-expanded=\"false\" aria-controls=\"Collapse-18703b26ae457d92de78\">\n                            \n                            <span class=\"ekit-accordion-title\">\u00bfLa vivienda VIS o VIP tiene descuentos en los gastos notariales?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-18703b26ae457d92de78\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-3-85e2c77\" data-parent=\"#accordion-6ae457d92de78\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>S\u00ed. La vivienda de Inter\u00e9s Social (VIS) tiene un descuento del 50% en derechos notariales (Ley 1537 de 2012), y ciertos proyectos VIP con subsidio familiar pueden estar exentos de derechos notariales y registrales. Puedes activar la casilla \"\u00bfEs una vivienda VIS?\" en el simulador para ver este descuento reflejado en tu resultado.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-85e2c77\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-60e17896ae457d92de78\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-60e17896ae457d92de78\" aria-expanded=\"false\" aria-controls=\"Collapse-60e17896ae457d92de78\">\n                            \n                            <span class=\"ekit-accordion-title\">\u00bfPor qu\u00e9 el simulador menciona un umbral de $1.047 millones para la retenci\u00f3n en la fuente?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-60e17896ae457d92de78\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-4-85e2c77\" data-parent=\"#accordion-6ae457d92de78\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Porque, seg\u00fan la normativa tributaria vigente en 2026 (20.000 UVT, a $52.374 cada una), hasta ese monto la retenci\u00f3n en la fuente sobre la venta de tu vivienda habitual es del 1%. Si el valor de venta supera esa cifra, la tarifa sube al 2.5% sobre el excedente.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-85e2c77\" role=\"heading\" aria-level=\"3\">\n                        <a href=\"#collapse-ef107066ae457d92de78\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" role=\"button\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ef107066ae457d92de78\" aria-expanded=\"false\" aria-controls=\"Collapse-ef107066ae457d92de78\">\n                            \n                            <span class=\"ekit-accordion-title\">\u00bfEl resultado del simulador es exactamente lo que voy a pagar en la notar\u00eda?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ef107066ae457d92de78\" class=\" collapse\" role=\"region\" aria-labelledby=\"primaryHeading-5-85e2c77\" data-parent=\"#accordion-6ae457d92de78\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Es una estimaci\u00f3n muy cercana basada en tarifas oficiales, pero cada notar\u00eda puede tener peque\u00f1as variaciones administrativas y algunos departamentos ajustan el impuesto de registro dentro del rango legal. Antes de firmar, siempre pide la preliquidaci\u00f3n oficial en tu notar\u00eda.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1853c60b elementor-widget elementor-widget-spacer\" data-id=\"1853c60b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-791383b9 elementor-widget elementor-widget-html\" data-id=\"791383b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"es\">\r\n<head>\r\n    <meta charset=\"UTF-8\">\r\n    <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\r\n    <title>Banner Inspecci\u00f3n T\u00e9cnica de Vivienda<\/title>\r\n    <style>\r\n        .banner-inspeccion {\r\n            background-color: #242424 !important;\r\n            color: #fff !important;\r\n            border-radius: 0.75rem !important;\r\n            display: flex !important;\r\n            justify-content: space-between !important;\r\n            align-items: center !important;\r\n            padding: 1.5rem 2rem !important;\r\n            max-width: 900px !important;\r\n            margin: 20px auto !important;\r\n            gap: 1.5rem !important;\r\n            box-shadow: 0 4px 12px rgba(0,0,0,0.15) !important;\r\n            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif !important;\r\n            position: relative !important;\r\n            overflow: hidden !important;\r\n        }\r\n        \r\n        .banner-inspeccion * {\r\n            box-sizing: border-box !important;\r\n        }\r\n        \r\n        \/* Efecto decorativo de fondo *\/\r\n        .banner-inspeccion::before {\r\n            content: '\ud83c\udfe0' !important;\r\n            position: absolute !important;\r\n            top: 50% !important;\r\n            right: 20px !important;\r\n            font-size: 80px !important;\r\n            opacity: 0.08 !important;\r\n            transform: translateY(-50%) rotate(-10deg) !important;\r\n            z-index: 0 !important;\r\n        }\r\n        \r\n        .banner-content-inspeccion {\r\n            flex: 1 !important;\r\n            position: relative !important;\r\n            z-index: 1 !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-title-inspeccion {\r\n            font-size: 1.3rem !important;\r\n            font-weight: bold !important;\r\n            color: #FD6200 !important;\r\n            margin: 0 0 0.5rem 0 !important;\r\n            line-height: 1.3 !important;\r\n            text-transform: uppercase !important;\r\n            letter-spacing: -0.5px !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-text-inspeccion {\r\n            font-size: 0.95rem !important;\r\n            line-height: 1.4 !important;\r\n            color: #ddd !important;\r\n            margin: 0 0 0.8rem 0 !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-text-inspeccion strong {\r\n            color: #fff !important;\r\n        }\r\n        \r\n        .banner-inspeccion .savings-highlight-inspeccion {\r\n            font-size: 0.9rem !important;\r\n            color: #4ade80 !important;\r\n            font-weight: 600 !important;\r\n            margin: 0 !important;\r\n            display: flex !important;\r\n            align-items: center !important;\r\n            gap: 8px !important;\r\n        }\r\n        \r\n        .banner-inspeccion .savings-highlight-inspeccion::before {\r\n            content: '\ud83d\udcb0' !important;\r\n            font-size: 16px !important;\r\n            animation: bounce 2s infinite !important;\r\n        }\r\n        \r\n        @keyframes bounce {\r\n            0%, 20%, 50%, 80%, 100% { \r\n                transform: translateY(0) !important; \r\n            }\r\n            40% { \r\n                transform: translateY(-4px) !important; \r\n            }\r\n            60% { \r\n                transform: translateY(-2px) !important; \r\n            }\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion {\r\n            background: linear-gradient(135deg, #FD6200 0%, #f7931e 100%) !important;\r\n            color: #fff !important;\r\n            text-decoration: none !important;\r\n            padding: 0.7rem 1.2rem !important;\r\n            border-radius: 0.5rem !important;\r\n            font-weight: bold !important;\r\n            white-space: nowrap !important;\r\n            transition: all 0.3s ease !important;\r\n            font-size: 0.95rem !important;\r\n            text-transform: uppercase !important;\r\n            border: none !important;\r\n            position: relative !important;\r\n            z-index: 1 !important;\r\n            overflow: hidden !important;\r\n            letter-spacing: 0.5px !important;\r\n            box-shadow: 0 4px 12px rgba(253, 98, 0, 0.3) !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion::before {\r\n            content: '' !important;\r\n            position: absolute !important;\r\n            top: 0 !important;\r\n            left: -100% !important;\r\n            width: 100% !important;\r\n            height: 100% !important;\r\n            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent) !important;\r\n            transition: left 0.6s !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:hover::before {\r\n            left: 100% !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:hover {\r\n            background: linear-gradient(135deg, #e45600 0%, #f7931e 100%) !important;\r\n            transform: translateY(-2px) scale(1.02) !important;\r\n            box-shadow: 0 8px 20px rgba(253, 98, 0, 0.4) !important;\r\n            color: #fff !important;\r\n            text-decoration: none !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:visited {\r\n            color: #fff !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:focus {\r\n            color: #fff !important;\r\n            outline: 2px solid #FD6200 !important;\r\n            outline-offset: 2px !important;\r\n        }\r\n        \r\n        .banner-inspeccion .banner-cta-inspeccion:active {\r\n            transform: translateY(0) scale(1) !important;\r\n        }\r\n        \r\n        @media (max-width: 700px) {\r\n            .banner-inspeccion {\r\n                flex-direction: column !important;\r\n                align-items: flex-start !important;\r\n                text-align: center !important;\r\n                padding: 1.5rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-cta-inspeccion {\r\n                align-self: center !important;\r\n                margin-top: 1rem !important;\r\n                width: 100% !important;\r\n                text-align: center !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-title-inspeccion {\r\n                font-size: 1.2rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion::before {\r\n                font-size: 60px !important;\r\n                right: 15px !important;\r\n            }\r\n        }\r\n        \r\n        @media (max-width: 480px) {\r\n            .banner-inspeccion {\r\n                padding: 1.2rem 1.5rem !important;\r\n                margin: 15px !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-title-inspeccion {\r\n                font-size: 1.1rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion .banner-text-inspeccion {\r\n                font-size: 0.9rem !important;\r\n            }\r\n            \r\n            .banner-inspeccion .savings-highlight-inspeccion {\r\n                font-size: 0.85rem !important;\r\n            }\r\n        }\r\n    <\/style>\r\n<\/head>\r\n<body>\r\n    <section class=\"banner-inspeccion\" aria-label=\"Inspecci\u00f3n t\u00e9cnica de inmuebles\">\r\n        <div class=\"banner-content-inspeccion\">\r\n            <h3 class=\"banner-title-inspeccion\">Inspecci\u00f3n t\u00e9cnica de vivienda<\/h3>\r\n            <p class=\"banner-text-inspeccion\">\r\n                Antes de recibir tu casa o apartamento, \u00a1aseg\u00farate de que todo est\u00e9 en perfecto estado! \r\n                Un experto detectar\u00e1 fallas ocultas. <strong>Agenda tu inspecci\u00f3n hoy.<\/strong>\r\n            <\/p>\r\n            <p class=\"savings-highlight-inspeccion\">\u00a1Podr\u00edas ahorrar millones!<\/p>\r\n        <\/div>\r\n        <a class=\"banner-cta-inspeccion\" \r\n           href=\"https:\/\/inspeccion360.co\/\" \r\n           target=\"_blank\"\r\n           title=\"Solicitar cotizaci\u00f3n para inspecci\u00f3n t\u00e9cnica de inmueble\">\r\n           M\u00e1s Informaci\u00f3n \u2192\r\n        <\/a>\r\n    <\/section>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e391852 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e391852\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bd8304f\" data-id=\"2bd8304f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55888217 elementor-widget elementor-widget-spacer\" data-id=\"55888217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>El simulador de gastos notariales comprardor y vendedor de Inspecci\u00f3n 360 te permitir\u00e1 conocer de forma r\u00e1pida y precisa cu\u00e1nto debes pagar al comprar o vender una vivienda en Colombia.<\/p>","protected":false},"author":2,"featured_media":1057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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